A simple introduction into the current QROPS situation


Independent, Customized, Research-Based Asset Management

Truly Independent

No hidden costs, kick-backs, rebates, loaded commissions. No conflicts of interest with tied products. In full, no "funny business".

Research Based Approach

Data-driven risk/return allocation models. Historical back-testing. Full risk disclosure.

Personalized Advice

Current asset evaluations and recommended future allocations. Robust withdrawal strategy development. Inheritance and generation planning.

Multi-Asset Portfolios

Efficient, low-cost, highly liquid ETF portfolios. Specialized managers for diversification. Asset protection focus.


Nothing is free, but this is pretty close.

We offer a charging structure which we believe is fair and transparent. We charge 1% of assets under management per annum, on QROPS up to £500,000. For amounts above that, our fees are negotiable.

We charge no other fees, nor do we collect commissions. We fully discount any life insurance wrapper fees. We are not remunerated IN ANY WAY  by QROPS trustees. We avoid allocations to high fee, commission paying funds, which only serve the interest of the advisor usually at the detriment of the investor.


With you in Europe, wherever you are.

AVC Advisory prides itself on more than 15 years of experience working in Eastern Europe, making us one of the longest established wealth managers in the region. We bring together a variety of backgrounds in Personal Finance and have always put client service at the top of the list of our priorities.  We are regulated in the European Economic Area and are a member of FEIFA – The Federation of European Independent Financial Advisers.

Our QROPS Transfer and Asset Management Specialists have held long careers in the finance industry and are thought leaders in their specialist areas. With a wide diversity of experience to pull from, our advisors provide in depth financial planning and investment advice that encompasses contemporary tax and estate planning.

Team Members

Unsurprisingly, we kind of know what we are doing after so many years. Maybe you have seen us around?

Alan McGregor

Alan McGregor

Managing Director

Alan McGregor has worked as a Financial Advisor since 1997. He specializes in Financial Planning, Estate Planning and European Investment Funds.

He is a member of the The Personal Financial Society, UK; The Chartered Insurance Institute (London); and Financial Planning Association (FPA, USA).

He is a certificate holder of the International Compliance Association in conjunction with University of Manchester Business School.

Alan graduated from Robert Gordon University in Scotland and Aarhus University in Denmark.

    Michael Barry

    Michael Barry

    Financial Advisor

    Michael began tax auditing in England at PWC, then qualified as a personal investment advisor. After taking on the role of Head of Lead Advisory services at Moore Stephens in London, he was CFO for an insurance broker and UK's Automobile Association.

    During that time, Michael acted as an advisor to Bank of England's Monetary Policy Committee . He was also Chairman of the Board of Directors of an Academy trust.

    Michael is a Fellow of the Institute of Chartered Accountants in England and Wales with membership of both the Chartered Institute of Securities and Investments and The Chartered Insurance Institute of London.

    Michael graduated with a B.A. (Hons) degree in Philosophy from the National University of Ireland and holds the degree of B.Ph. from the Pontifical University, St. Patrick’s College, Maynooth, Ireland.

    He currently is an Adjunct Professor at Plehanvov Russian Univeristy of Economics (Moscow).


      Do not try this at home on your own. At least talk to us first.

      Let us know how we can help! We will get back to you within 24 hours.

      +44 7594 324560

      2 High St, Chobham, Woking GU24 8AA
      United Kingdom